The required minimum distribution from the IRS Uniform Lifetime Table, the estimated tax and take home, and what future years look like if the account keeps growing.
At age 73 the Uniform Lifetime Table factor is 26.5, so a $500,000 year end balance requires about $18,868 for 2026. With $0 of other taxable income, about $0 of it goes to tax, leaving about $18,868. If the account grows 5.0% a year, the required amount rises each year as the factor falls.
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